Starks
Payments

Pay and get paid,
seamlessly.

Collect from and pay to customers, suppliers, or partners in Nigeria, Kenya, Ghana, Côte d'Ivoire, South Africa and 13+ more markets.

What you can do

One platform for collecting and paying out across 18+ Africa.

Collect and pay out across every market you operate in, without separate banks, PSPs, wallets, currencies and settlement processes in each country.

01

Collect via bank transfer, mobile money, cards, and Apple Pay

02

Pay out to bank accounts and mobile wallets in local currency

03

Settle T+0 or T+1 in most corridors

04

Route through the best local rail automatically

05

Manage every flow from one dashboard or one API

How it works

From instruction to settlement.

01

Create

Enter collection or payment details, and beneficiary information.

02

Route

Starks connects the transaction to the best local payment rail automatically.

03

Settle

Funds move through connected local infrastructure, T+0 or T+1 in most corridors.

04

Track

Monitor status and reconcile every collection and payout from one place.

Receive

Get paid in the currencies your customers use.

Receive funds through supported local payment rails and connected banking infrastructure across your operating markets.

  • Local currency collections
  • Local account infrastructure where available
  • Multi-market collections
  • Payment visibility
  • Connected banking rails
  • Local supplier payments
  • Beneficiary payments
  • Cross-border transfers
  • Bulk payouts
  • Payment tracking
  • Settlement visibility
Pay

Pay suppliers, partners and beneficiaries across markets.

Send funds through connected local and cross-border payment infrastructure.

Use case

Your counterparties shouldn't need to understand your cross-border structure.

Your business initiates the collection or payment. Starks handles routing and settlement through the relevant local infrastructure — the other side simply gets paid, or pays you, the way they already expect to.

Your business
Starks
Local payment rail
Customer / supplier / partner

Settlement on regulated rails.

Payments are executed through regulated banking infrastructure and supported by KYC, AML, sanctions screening, transaction monitoring and audit controls.

KYCAMLSanctions screeningTransaction monitoringAudit controls
API + Dashboard

Operate the way your team works.

API

Embed it in your workflows

Embed collections and payouts directly into your product with an API-first system.

Dashboard

Manage it from one screen

Manage payments, reporting, reconciliation and treasury activity from one interface.

Initiating a single or bulk payout from the Starks dashboard, with payout volumes shown per currency
Africa coverage

Built around the corridors you actually operate.

Starks capability coverage across Africa
Full-service financial solutionsFX, Liquidity, Wallets, PaymentsFX, Liquidity, SettlementsFX & Liquidity only

Nigeria

NGN
CollectionsPayoutsBank accountsLiquidity & settlementTrade financeStructured funding
Settlement: T+0 / T+1
Who it's for

Built for businesses paying into and out of Africa.

International brands

Pay African suppliers directly, in their local currency.

Regional businesses

Collect from customers and pay suppliers and partners across multiple African markets from one platform.

Importers & exporters

Receive trade proceeds and settle trade obligations in local currency.

Aid organisations

Disburse to beneficiaries across multiple markets.

Marketplaces

Receive payments from African merchants and pay out to sellers and partners.

Finance & operations teams

Centralize collection, payout and settlement visibility and reconciliation.

Proof / scale

Already moving money across Africa.

0+
Currencies
We work in.
0+
Countries
We reach.
0+
Licences
And registrations.
0+
Trade routes
We cover.
Clients & partners

Trusted by businesses and financial partners operating across Africa.

Afreximbank
PAPSS
Equity Bank
Green Africa Airlines
Capsa
IHS Towers
Dangote
Arla
GTR
MAN
KAM
Questions

Frequently asked questions

Get started

Ready to collect and pay across Africa?

Tell us which markets and corridors you operate in. We'll show you how Starks can connect them.