Starks

Real businesses. Real results.

See how companies across Africa use Starks to move capital, manage treasury, and finance trade across borders.

Import/Export
Import/Export

West African Trading Company

Scaling cross-border trade with structured finance

Challenge

A Lagos-based importer needed to fund $2M in monthly shipments from Asia while managing 90-day payment cycles and currency volatility across 4 African markets.

Solution

Deployed Starks Structured Trade Finance with built-in FX hedging across NGN, GHS, KES, and USD corridors.

40%
Reduction in working capital tied up
90-day
Self-liquidating facility cycles
$24M+
Annual trade volume financed
Structured Trade FinanceFX HedgingLocal Settlement
Manufacturing
Manufacturing

Pan-African Manufacturer

Multi-country treasury consolidation

Challenge

A manufacturing group operating in 6 African countries struggled with fragmented banking relationships, trapped liquidity, and 5-7 day cross-border settlement delays.

Solution

Implemented Starks Banking-as-a-Service with unified treasury dashboard and same-day local settlement across all operating markets.

6
Markets consolidated
Same-day
Cross-border settlements
$8M
Unlocked trapped liquidity
Banking-as-a-ServiceLiquidityLocal Settlement
E-commerce
E-commerce

Regional E-commerce Platform

Embedded payments and currency management

Challenge

An African e-commerce platform needed to collect payments in 12 local currencies and pay out suppliers in USD, EUR, and local currencies across 15 markets.

Solution

Integrated Starks Collections & Payouts API with automated FX conversion and multi-currency settlement.

12
Local currencies supported
15
Markets enabled
98.5%
Payment success rate
Collections & PayoutsFX HedgingBanking-as-a-Service
Agriculture & Commodities
Agriculture & Commodities

Agricultural Commodity Exporter

Structured credit for seasonal trade cycles

Challenge

A cocoa exporter needed flexible working capital that aligned with 4-month harvest-to-shipment cycles, with repayment tied to actual export proceeds.

Solution

Structured a revolving Private Credit facility with cash-flow-linked repayment and receivables-backed security.

$5M
Revolving facility
4-month
Seasonal cycles matched
3
Harvest seasons funded
Structured Private CreditTrade FinanceFX Hedging
Financial Services
Financial Services

African Fintech Platform

White-label treasury infrastructure

Challenge

A B2B fintech needed compliant, licensed infrastructure to offer multi-currency accounts and cross-border payments to SME clients across Africa.

Solution

Leveraged Starks Banking-as-a-Service to power white-label accounts, liquidity pools, and PAPSS-connected settlement.

10+
Markets launched
2,000+
Business accounts issued
$50M+
Monthly payment volume
Banking-as-a-ServiceLiquidityLocal Settlement
Healthcare & Pharma
Healthcare & Pharma

Pharmaceutical Importer

FX risk mitigation for critical imports

Challenge

A pharmaceutical importer faced margin erosion from naira devaluation on $3M monthly imports, with 60-90 day supplier payment terms.

Solution

Designed structured FX hedging with flexible settlement windows and collar structures to protect downside while preserving upside.

$3M
Monthly exposure hedged
15%
Margin protection achieved
60-90 day
Hedge windows
Structured HedgingTrade FinanceFX Hedging
20+
African markets
15+
Locations, 3 continents
6
Industries served
PAPSS
Liquidity Provider

Ready to write your own success story?

Speak to our team to see how Starks can support your cross-border operations.