Starks

Build financial products,
not the infrastructure.

Give your customers accounts, wallets, payments, cards and other financial capabilities through one connected infrastructure layer.

The building challenge

Building a financial product shouldn't mean building a bank.

Launching a financial product means connecting accounts, payments, compliance, settlement and banking relationships before your customers can even use the product.

01

Too many connections

Separate providers for accounts, payments, identity and settlement.

02

Longer time to market

Infrastructure work delays the product your customers actually want.

03

Fragmented operations

Different systems create different processes for money movement, compliance and reporting.

Starks gives you the infrastructure layer underneath.

What you can build

Give your product financial capabilities.

01

Accounts & wallets

Create multi-currency accounts and balances for your customers.

02

Payments & settlement

Move, convert and settle funds across supported rails and currencies.

03

Cards

Issue virtual and physical cards programmatically.

04

Lending

Build lending experiences around your own decisioning and origination logic.

05

Investment

Support investment and position-management experiences.

06

Identity & compliance

Build KYC, KYB and screening into customer journeys.

Choose capabilities
Combine them
Build your product

Your product. Our financial infrastructure.

Your customer
AppPlatformMarketplace
Your product
AccountsPaymentsWalletsCards
Starks
BankingCompliancePaymentsLiquiditySettlementReporting
Financial infrastructure
BanksPayment railsFinancial networks

Build around the financial capabilities your customers need.

Fintechs

Launch accounts, payments and wallets without building the underlying financial infrastructure.

Platforms & marketplaces

Embed financial services directly into existing customer and marketplace experiences.

Businesses

Add financial capabilities to existing products and workflows.

Financial institutions

Connect to additional payment, settlement and banking capabilities through one infrastructure layer.

Africa-first

Built for financial products that operate across Africa.

One infrastructure layer connecting banking, payment and financial infrastructure across African markets.

Starks
Banks
Switches
Identity providers
Regulatory systems
Capital markets
Payment rails
Developer experience

From idea to integration.

API

Connect your product to Starks.

Embedded SDKs

Build financial experiences into your product.

Webhooks

Receive relevant account and transaction events.

Developer environment

Build and test your integration before going live.

Explore Developer Documentation →

Financial infrastructure with the controls behind it.

Give your product the financial infrastructure and controls required to operate at scale.

KYC / KYBComplianceTransaction monitoringSettlementReportingAuditability

Build what comes next.

Tell us what you're building, the markets you need to reach, and the financial capabilities you want to embed.