Settle locally, in local currency.
Pay suppliers, partners and businesses across African markets through local payment rails — with one platform to initiate, track and reconcile your settlements.
Cross-border doesn't have to mean cross-border settlement.
Your business may operate across several countries, but your suppliers, partners and counterparties still need to be paid through the rails they use locally.
Pay locally
Settle domestic obligations in the recipient's local currency.
Reach local rails
Connect to payment infrastructure already used in each market.
Know what happened
Track settlement status and reconcile payments from one place.
Reach. Settle. Track.
Reach
Access local payment rails across supported African markets.
Settle
Pay suppliers, partners and counterparties in local currency.
Track
Follow payment status and reconcile settlement activity from one view.
One settlement flow. Multiple markets.
Initiate and manage settlement activity across markets without managing a separate operational process for every corridor.

Everything you need to settle across markets.
Local supplier payments
Pay invoices and obligations directly in local currency.
Multi-market settlement
Manage settlement activity across multiple African markets from one platform.
Local payment rails
Execute payments through domestic banking infrastructure.
Settlement visibility
Track payments, statuses and settlement activity from one place.
From instruction to settlement.
Create
Enter payment and beneficiary details.
Route
Starks connects the transaction to the appropriate local settlement rail.
Settle
Funds reach the recipient through the relevant local payment infrastructure.
Track
Monitor payment status and reconcile the transaction.
Settlement where your business operates.
Starks connects businesses to financial infrastructure across priority African markets, with services and settlement options varying by country and corridor.
Our capabilities span multiple African markets, with services and settlement options varying by country and corridor.

Built for businesses paying across Africa.
Regional businesses
Pay suppliers and partners across multiple markets.
Importers & exporters
Settle trade obligations in local currency.
Platforms & marketplaces
Move funds to local beneficiaries.
Finance & operations teams
Centralize settlement visibility and reconciliation.
Settlement on regulated rails.
Payments are executed through regulated banking infrastructure and supported by KYC, AML, sanctions screening, transaction monitoring and audit controls.
Your supplier shouldn't need to understand your cross-border structure.
Your business initiates the payment. Starks handles settlement through the relevant local infrastructure — the recipient simply gets paid the way they already expect to be paid.
Frequently asked questions
Settle where your business operates.
Tell us the markets, currencies and payment flows you need to manage.

