Turn assets into liquidity without selling them
Starks structures and funds facilities secured on the assets and cash flows you already own — securities portfolios, receivables, contracted revenues. Access capital without diluting equity or waiting for assets to mature.
Key Benefits
Unlock dormant value
If it generates cash or holds value — securities portfolios, invoices, contracted revenues — we structure liquidity against it.
Non-dilutive capital
Access liquidity without selling equity or surrendering governance. The asset secures the finance.
Layered security
Security packages designed around the asset class: pledges, assignments, collection accounts, custodial arrangements.
Engineered repayment
Repayment is structured directly from the asset's cash generation — receivables collections, portfolio distributions, contract milestones.
How It Works
1. Identify the asset
We assess the asset or flow you want to finance against: portfolios, receivables, contracted revenues, equipment, IP — defining eligibility, valuation and cash generation profile.
2. Value and structure
We conduct due diligence on the underlying assets, establish an advance rate (the percentage we will finance against the asset value), and design the security and repayment mechanics.
3. Perfect security & fund
We perfect the security interest through pledges, assignments, control agreements and other legal instruments, then disburse the facility on completion of documentation.
4. Monitor & settle
We track the performance of the underlying assets through agreed reporting. Repayment flows directly from the asset's proceeds, and the facility may revolve if structured accordingly.
Ready to get started?
Speak to our structured products team to discuss your specific requirements.
Product Specifications
| Facility size | Determined by advance rate × eligible asset value; scoped following appraisal |
| Advance rate | Typically 50–80% of appraised value or face value, depending on asset class and quality |
| Tenor | 6 – 36 months; matched to the maturity or cash generation cycle of the underlying asset |
| Eligible assets | Securities portfolios, trade receivables, contracted cash flows, equipment with resale value, IP licensing streams |
| Security structure | Pledges, receivables assignment, collection account control, custodial arrangements, debentures |
| Repayment | Directly from the underlying asset's proceeds (collections, distributions, maturities) |
| Pricing | Benchmark + margin, reflecting asset quality and LTV; indicative terms on application |
| Borrower profile | Corporates, trading entities, and institutional investors with identifiable, financeable assets |
Eligibility
Established Corporates and Investors with: ownership or contractual rights to identifiable, financeable assets; the legal ability to pledge or assign those assets; and a commercial use for the liquidity. Asset-backed facilities are credit- and collateral-assessed, and documentation includes security perfection and covenants (such as LTV maintenance for portfolio-backed structures).
Frequently Asked Questions
Important: Asset-backed financing involves pledging or assigning assets and is subject to due diligence, valuation, security perfection requirements and margin maintenance covenants. Legal disclaimers apply per jurisdiction.
Let's finance it
If you own it and it generates value, we can structure liquidity against it. Speak to the asset-backed financing team.
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