Pay suppliers today. Settle when goods sell.
Starks structures import and export finance facilities that follow the rhythm of your trade cycle — funding supplier payments upfront and self-liquidating as your goods convert to cash. No idle collateral. No mismatch between when you pay and when you earn.
Key Benefits
Built around your cycle
Facilities structured on 60–120 day self-liquidating cycles matched to your actual shipment-to-sale timeline.
Multi-market execution
Draw and settle across Nigeria, Ethiopia, Ghana, Kenya and 20+ African corridors through one counterparty.
Security that works for you
Layered security packages — receivables, collections accounts, insurance — instead of blanket asset liens.
FX built in
Currency conversion and cross-border settlement handled within the facility, at institutional rates.
How It Works
1. Structure
We assess your trade flow — buyers, suppliers, tenors, corridors — and design the facility around it.
2. Fund
We disburse against approved transactions: supplier invoices, letters of credit or confirmed purchase orders.
3. Trade
Your goods ship and sell. Collections flow through designated accounts we monitor together.
4. Settle
The facility self-liquidates from sale proceeds within the agreed cycle. Then it revolves for your next shipment.
Ready to get started?
Speak to our structured products team to discuss your specific requirements.
Product Specifications
| Facility size | Sized to your trade flow — scoped at appraisal following your enquiry |
| Structure | Revolving, transaction-backed, self-liquidating |
| Tenor per cycle | 60 – 120 days, matched to trade cycle |
| Pricing | Benchmark (SOFR) + margin, per transaction; indicative terms on application |
| Currencies | USD, EUR, NGN, ETB, GHS, KES and other African currencies |
| Security | Bespoke package: receivables assignment, collection account control, credit insurance, corporate guarantees as applicable |
| Eligible flows | Physical commodity and goods imports/exports across approved African corridors |
Eligibility
Corporates and trading companies with: a demonstrable trading track record of at least two years; audited financial statements; identifiable end-buyers or confirmed offtake; and trade flows touching African markets. Both African companies trading internationally and international companies trading into Africa are eligible.
Frequently Asked Questions
Let's structure it
Every Starks facility starts with a conversation about your actual flows — not a form. Speak to the structured products team directly.
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